Will My Policy Pay for a New Roof Installation?
While many homeowners assume that their insurance policy covers a new roof, the process of qualifying for a new roof is actually a bit less straightforward than you may think.
How New Windows Save You Money on Home Insurance
Installing new windows can affect your home insurance rates significantly. Here are more common home upgrades that will help to lower home insurance rates.
Your Teenage Driver and Auto Insurance Rates
Your teenage driver represents the demographic with the highest risk behind the wheel, a fact which is represented in your premiums.
FEMA Flood Zones and Flood Insurance
Purchasing a home with a mortgage requires that you obtain homeowner's insurance. Living in a coastal area such as Charlotte County, flood insurance is also typically required. When your insurance advisor determines your homeowner's insurance rate, he or she will also check to see if your home requires flood coverage. This is determined by checking [...]
Insurance Agency Versus Buying Direct Insurance
When it comes time to purchase insurance, you typically have two options - buying from an insurance broker or buying directly from the providers themselves. But what's the difference, and what's best for your family?
The 5 Most Common Home Insurance Questions
When it comes to homeowner’s insurance, you have a lot of questions. And you are not alone. While the vast majority of homeowners have a policy to protect their property, few truly understand all the terms included in their coverage.
What’s A Home Inventory, And Why Is It Important?
Many people trying to recover from a crisis or claim find themselves at a disadvantage if they have not prepared a home inventory. Here's how to create yours...
What’s a Deductible, And How Do You Choose The Right One For You?
If you are shopping for an insurance policy, you've heard of the term "deductible." However, even though most people are aware that a deductible exists, many are not sure how it affects their policy premium or how they work in practicality.
What’s a Home Inspection & Why Do I Need One?
Why would an insurance company need to come onsite for an inspection - and are you required to let them on your property?
What Does Homeowners Insurance Actually Cover?
The time to understand what your homeowner's insurance does and doesn't cover is before you have a catastrophic incident.