As a renter, you’ve got it pretty good: No property taxes, no lawn cutting, and warrantied appliances … Just simple living!

But what would you do if you returned from work, or a vacation, and all your possessions in your apartment had been destroyed by a fire? Or if there was a break-in and some of your most expensive stuff was stolen?

You may think that the landlord insurance will take care of all the damage caused by a fire.

It doesn’t.

Your building owner is only required to carry insurance for the structure. Usually, covering everything outside “your walls” is his responsibility, while everything inside is yours to cover.

This means all your furniture, electronics, appliances, clothing and jewelry are uninsured unless you purchase a renter’s policy.

You’ll be surprised at how affordable renters insurance can be. Besides covering all your stuff, it covers you from being held liable for if someone hurts themselves while they’re in your home. So in the unfortunate event you’re sued, and the judgment goes against you, the renter’s policy will cover you up to the policy limits.

No matter the amount of possessions you have or the size of your rental space, Ezzi Insurance Advisors can find you a Renters Insurance policy within your budget and with the amount of coverage you need. Contact us today and let’s discuss your Renter’s Insurance needs.