Owning a home permits you to create your own comfortable haven, just the way you like it. Understandably, you want to make sure that your home is as safe as possible for you and your family. There are many precautions you can take to make safety a reality for your house and property. Whether you just purchased a new house, or you are looking to upgrade your current one – check out this checklist of easy home safety tips (source AAA ) which will help you to safeguard your family. And remember – every time you undertake a project which will make your home safer or more secure – from a new roof, to new windows or a new electrical panel – be sure to notify your home insurance provider. You just may qualify for a lower rate.
Home Safety Tips
- Switch Out Your Locks: When you purchase or move into a new home, you are likely not the first person to live there. If you did not purchase the home as new construction, there are any number of people who may have keys to the lock on your front door. Changing out the lock, adding deadbolts, or upgrading to an electronic keypad will go a long way toward securing your property. Don’t forget to reprogram your garage door opener as well, as that means of entrance can represent a huge security risk for your home.
- Plan Your Escape Routes: No matter the size of your home, it is imperative that you are familiar with how to escape should there be a fire or other type of emergency. go through your home with your family to identify and all likely escape routes, such as windows that can be opened in case of emergency. If your home has multiple levels, locate a fire extinguisher on each floor, and have temporary or portable ladders available to leave upper rooms. Be sure to discuss all aspects of your plan with the children – what to do in case of fire, where to meet, and who to call.
- Maintain Smoke Detectors: Every house is required to have smoke detectors at the time or construction, sale or rental, but you may not know their true age or condition. Switching out the batteries regularly is important, but you also need to determine if the sensors are working correctly. Regularly test your smoke detectors, or upgrade to the latest units for maximum protection.
- Know How to Shut it Down: You’ll want to make sure you know the location of the water and gas shutoff valves, as well as where your fuse box is installed. If you are groping around in the dark or in the middle of a crisis, its best to know exactly where you need to go to shut everything down – or turn it back on.
Looking to Save more?
If you are looking for ways to lower your insurance premiums over the long-term, major home improvements (such as new roofing or hurricane shutters) and bringing your home up to code can typically do the trick. Although these will require upfront costs, they will make your home safer and may even help with the energy efficiency of your home.
If you need more advice regarding home protection and home insurance discounts, call the professionals at Ezzi Insurance Advisors. We specialize in educating our clients so that they can secure the best insurance coverage available for their needs and budget.
